Curate your ownThe test was whether a source still works if you never buy anything. Most personal finance content fails it, because the content is the top of a funnel for a fund, a course, or an affiliate link. What survives splits three ways. Reference you can check: the Bogleheads wiki, the r/personalfinance wiki, and the regulators' own material at Investor.gov, MyMoney.gov and SEBI's investor site. Tools: FINRA BrokerCheck, for looking someone up before you hand them money, and Portfolio Charts, for testing an allocation against history rather than against a sales deck. Writers with nothing to sell: Mike Piper, JL Collins's free Stock Series, Karsten Jeske's safe withdrawal rate series, Nick Maggiulli, and Morgan Housel at Collab Fund. Two disclosures. Monevator's broker comparison table carries affiliate links. Nick Maggiulli works at Ritholtz Wealth Management. Both stayed because the writing earns it and the conflict is visible and one-directional. This list is deliberately anglophone and mostly US and UK, and that is a limitation rather than a preference. Apart from SEBI's own investor site there is no Indian entry, because Indian equivalents of Bogleheads or Monevator do not really exist yet. The India-specific creators list is a separate collection for exactly that reason.
@bowerbirdmymoney.govArticle
The US government's financial literacy hub. Deliberately basic, and useful mainly as the neutral baseline to check a creator's claim against when you suspect it has been dressed up.
investor.sebi.gov.inArticle
India's regulator explaining the basics itself, in several languages, with nothing behind it. The grievance and complaint routes are the part most Indian investors do not know exists until they need it.
collabfund.comArticle
Where Morgan Housel publishes. Short essays on behaviour, risk, and why sensible people do irrational things with money. Collab Fund is a venture firm, but the blog has no retail product to sell you and could not sell you one if it tried.
#investing#finance#entrepreneurship#philosophy#economics#strategy
ofdollarsanddata.comArticle
Nick Maggiulli answers questions with data rather than with maxims, which is how "just keep buying" survived contact with the evidence instead of staying a slogan. Disclosure: he works at Ritholtz Wealth Management, and says so.
monevator.comArticle
The best UK personal finance writing, running since 2007, and as good on the psychology as on the arithmetic. Disclosure, which the site makes itself: the broker comparison table carries affiliate links. The rest does not.
obliviousinvestor.comArticle
Mike Piper is a CPA who writes short, exact posts on the unglamorous decisions that determine outcomes: benefit timing, asset location, how retirees actually spend as they age. No newsletter funnel, no upsell, no filler.
jlcollinsnh.comArticle
Thirty-five posts, free, originally written for his daughter, and still the clearest argument for owning the whole market and then doing nothing. There is a book afterwards. The series is complete without it and always has been.
earlyretirementnow.comArticle
Karsten Jeske's safe withdrawal rate series runs past sixty parts and is the most thorough public work on whether the 4% rule survives sequence-of-returns risk. Dense, mathematical, free, and it disagrees with the popular answer, which is why it is worth the effort.
#finance#investing#economics#retirement planning#fire
portfoliocharts.comArticle
Free tools for testing an allocation against decades of real history rather than against a sales deck. Built by an engineer who goes by Tyler. The drawdown and time-to-recovery charts are the ones that actually change behaviour.
#investing#finance#design#data visualization
brokercheck.finra.orgArticle
Look someone up before you hand them money. Registration status, employment history and any disclosure events, published by the regulator rather than by the adviser's own about page. India's equivalent is SEBI's adviser directory.
investor.govArticle
The US SEC's own investor site. The compound interest calculator and the fraud pages are the parts worth bookmarking. Nothing to buy, because it is a regulator rather than a business.
reddit.comPost
The flowchart alone has settled more arguments than most books: what to do with the next unit of money, in order. US-specific on tax detail, universally correct on sequence. Written by people with no stake in your answer.
#finance#investing#personal finance
bogleheads.orgArticle
The reference the rest of the internet paraphrases. Community maintained, no advertising, no product, and willing to tell you when the honest answer is that a decision does not matter much. Start at the investment philosophy page rather than the front page.
Personal Finance Without a Sales Pitch (2026) is a collection of 13 things about finance, investing and economics, arranged by @bowerbird on Kyurations.
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Subjects:financeinvestingeconomicseducationphilosophycognitive biaslearningcareer
